Yarrow Point Homes for Sale

Four Points Waterfront Excellence

Yarrow Point stands as the crown jewel of the exclusive Four Points waterfront market, alongside Medina, Clyde Hill, and Hunts Point. This ultra-luxury enclave represents the highest echelon of Lake Washington living, where scarcity meets uncompromising prestige.

In 2024, Yarrow Point's waterfront market demonstrated extraordinary exclusivity, with the community's top sale reaching $12.5M at 4429 91st Avenue NE. Across all Four Points communities combined, only 7 waterfront estates changed hands throughout the entire year—underscoring the remarkable rarity of these properties.

For comprehensive Four Points waterfront market analysis including Yarrow Point, Medina, Hunts Point, and Clyde Hill comparative data, detailed sales trends, and waterfront positioning strategies, explore our complete Bellevue Waterfront Homes guide →

Explore Yarrow Point Areas

Navigate Yarrow Point's exclusive waterfront corridors and luxury estate zones—each offering distinct character, privacy levels, and Lake Washington positioning.

Points Drive Waterfront Estates

Premier westerly waterfront corridor with sunset views and direct lake access

$4M–$13M+ →

North Yarrow Point Waterfront

Protected cove estates offering maximum privacy and record-breaking sales

$5M–$13M+ →

92nd Avenue NE Estates

Main corridor with waterfront and near-waterfront options, prime Bellevue access

$3.4M–$8.5M →

95th Avenue NE Luxury Corridor

Modern estate concentration with 2017-2025 construction and contemporary design

$3.7M–$6.9M →

East Yarrow Point Interior Estates

Large-lot privacy without waterfront premium—Four Points entry point

$3M–$5M →

South Yarrow Point Waterfront

Classic Lake Washington character near Clyde Hill with established estates

$3M–$4.7M →

91st Avenue NE Waterfront & Estates

Quiet residential corridor with renovation potential and value positioning

$3M–$4.7M →

Yarrow Bay Gated Communities

Protected bay estates with gate security, calmer waters, and ultimate privacy

$3M–$8.5M+ →

Points Drive Waterfront Estates

Points Drive represents the crown jewel of Yarrow Point's waterfront real estate, forming the community's prestigious western shoreline along Lake Washington. This exclusive corridor captures the essence of Pacific Northwest luxury living—where expansive water views, private docks, and unobstructed sunset vistas create an unparalleled lifestyle rarely found even within the elite Four Points market.

The 2024 sales data reveals the extraordinary value proposition of Points Drive estates. The most notable transaction, 9244 Points Drive NE, sold for $4.15M and exemplifies the modern luxury direction of this corridor—a 3,910 square foot contemporary estate built in 2019 with five bedrooms and sophisticated indoor-outdoor living spaces. This property commanded $1,061 per square foot and sold in just 31 days, demonstrating strong market demand for premiere waterfront positioning.

What distinguishes Points Drive from Yarrow Point's other waterfront zones is the consistent westerly exposure and superior linear frontage. Properties along this corridor typically feature 75-100+ feet of lake frontage—exceeding the Yarrow Point average of 77 feet and providing expanded dock configurations, beach access, and waterfront entertainment areas. The western orientation delivers spectacular sunset views across Lake Washington toward Seattle, Bainbridge Island, and the Olympic Mountains, creating dramatic evening backdrops that interior or eastern-facing properties simply cannot match.

The architectural character of Points Drive has evolved significantly over the past decade. While the corridor retains classic Northwest Contemporary estates from the 1970s-1990s with their signature timber beams, expansive glass, and organic integration with waterfront landscapes, there's been a notable influx of modern construction and comprehensive renovations targeting today's tech executive buyers. These contemporary transformations feature floor-to-ceiling glass walls, floating staircases, chef's kitchens with Miele and Sub-Zero appliances, primary suites with lake-facing terraces, and smart home integration throughout.

From a buyer demographic perspective, Points Drive attracts Microsoft and Amazon executives, tech entrepreneurs, and ultra-high-net-worth individuals seeking the perfect balance of accessibility and privacy. The 5-minute drive to downtown Bellevue via 92nd Avenue NE makes this location ideal for professionals who demand waterfront luxury without sacrificing commute efficiency. Many Points Drive residents maintain yachts and watercraft, taking advantage of direct Lake Washington access for boating to Seattle, cruising to lakeside restaurants, or weekend voyages through the Montlake Cut to Puget Sound.

The privacy dynamics of Points Drive merit special consideration for discerning buyers. Unlike some waterfront corridors with high boat traffic or visible exposure, this area benefits from mature evergreen landscaping, strategic property positioning, and natural topography that creates exceptional seclusion. Estates are typically set back from the road with gated entries, circular drives, and tree-lined approaches that shield homes from public view. The waterfront side features private beaches, tiered decks, and dock structures designed for maximum privacy while capitalizing on lake access.

Looking at comparative market positioning within the Four Points, Points Drive competes directly with Medina's Evergreen Point Road corridor, Hunts Point's southern waterfront estates, and Clyde Hill's 92nd Avenue waterfront properties. However, Points Drive distinguishes itself through more accessible pricing while maintaining comparable prestige—properties here typically range $4M-$13M compared to Medina's $8M-$40M+ waterfront estates, offering exceptional value for buyers seeking Four Points cachet without billionaire-level pricing.

Amenities and lifestyle infrastructure surrounding Points Drive enhance the property appeal. Overlake Golf & Country Club is just down the street, offering world-class golf, tennis, dining, and social programming for members. The proximity to The Shops at The Bravern, Bellevue Square, and acclaimed restaurants like Ascend Prime Steak & Sushi, Seastar Restaurant & Raw Bar, and John Howie Steak places residents minutes from premier dining and retail. Seattle-Tacoma International Airport is 25 minutes via I-405, and private aviation options at Boeing Field provide added convenience for frequent travelers.

For families considering Points Drive, the Bellevue School District serves the area with highly-rated schools including Enatai Elementary, Chinook Middle School, and Bellevue High School. Many families also pursue private education options at The Overlake School, Eastside Preparatory, and Northwest School, all within a 15-minute radius. The combination of academic excellence, waterfront recreation, and proximity to cultural amenities makes Points Drive particularly appealing to families balancing career demands with quality of life priorities.

The investment perspective on Points Drive waterfront remains compelling. With only 15 total home sales across all of Yarrow Point in 2024 and the extreme scarcity of waterfront inventory throughout the Four Points market, properties along this corridor rarely come available. When they do, qualified buyers move quickly—as evidenced by the 31-day sale timeline for 9244 Points Drive. Off-market transactions are common, with many estates changing hands through private networks before ever appearing on MLS. Working with a Four Points specialist who maintains relationships within this exclusive community becomes essential for accessing opportunities as they emerge.

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North Yarrow Point Waterfront

North Yarrow Point Waterfront represents the absolute pinnacle of privacy and exclusivity within an already elite community. Encompassing the northern shoreline along NE 40th through 47th Streets, this ultra-luxury zone has produced Yarrow Point's highest-priced sales, attracted the most privacy-conscious buyers, and established itself as the Four Points equivalent of Medina's most secluded waterfront enclaves.

The market data tells a compelling story of extreme scarcity and record-breaking value. The most significant 2024 transaction—9015 NE 47th Street, which sold for $13M—stands as Yarrow Point's highest sale of the year and exemplifies this area's positioning. This 7,465 square foot estate commanded $1,741 per square foot, nearly double Yarrow Point's average, and required 394 days on market before finding its qualified ultra-high-net-worth buyer. The extended timeline isn't a reflection of market weakness but rather the extraordinarily narrow buyer pool for properties at this stratospheric price point.

Additional 2024 sales data reinforces North Yarrow Point's premium positioning. 9001 NE 40th Place sold for $8.5M, a 3,651 square foot contemporary waterfront estate commanding $2,328 per square foot—the highest price per square foot in all of Yarrow Point for 2024. This property sold in just 8 days, demonstrating that properly priced, exceptional waterfront properties in this zone attract immediate buyer response despite the ultra-luxury price bracket.

What distinguishes North Yarrow Point from other waterfront corridors is the protected cove geography and enhanced privacy infrastructure. Unlike the more linear western shoreline along Points Drive, the northern waterfront features natural indentations, protected moorage areas, and topography that creates exceptional seclusion from lake traffic and neighboring properties. Many estates sit on promontories or occupy cove positions that provide 180-degree+ water views while maintaining complete privacy from passing boats and adjacent homes.

The architectural diversity in North Yarrow Point reflects multiple decades of luxury development. Classic 1990s-era estates feature the signature Pacific Northwest aesthetic—heavy timber construction, river rock fireplaces, expansive covered terraces, and thoughtful integration with waterfront landscapes. More recent construction trends toward ultra-contemporary design with massive glass walls, floating volumes, dramatic cantilevers, and cutting-edge sustainable systems. Several properties have undergone comprehensive renovations exceeding $3M-$5M, transforming dated waterfront homes into modern showcase estates worthy of architectural publication.

The buyer demographic for North Yarrow Point properties skews toward tech billionaires, C-suite executives, celebrities, and family offices managing generational wealth. These aren't simply affluent buyers—they're individuals and families with $50M-$500M+ net worth seeking the ultimate privacy, security, and prestige. Many maintain multiple residences globally and view North Yarrow Point as their Pacific Northwest anchor property, drawn by proximity to Microsoft and Amazon leadership networks, Seattle's cultural amenities, and the region's outdoor recreation opportunities.

Privacy and security infrastructure in this zone exceeds typical luxury standards. Gated entries, sophisticated surveillance systems, privacy landscaping, and discreet property positioning are standard features. Some estates incorporate perimeter fencing, guardhouses, and advanced access control systems that rival celebrity compounds in Los Angeles or Miami. The low-density development pattern—with properties often occupying 15,000-25,000+ square foot lots—ensures substantial separation from neighbors and complete autonomy within one's own waterfront domain.

Waterfront amenities in North Yarrow Point frequently include private beaches, multi-slip docks accommodating yachts 50+ feet, boat lifts, waterfront cabanas, and tiered outdoor living spaces cascading toward the lake. Deep-water moorage allows direct access to Lake Washington, Seattle's waterfront, and extended cruising through the Montlake Cut to Puget Sound, the San Juan Islands, and beyond. Many estates feature waterfront fire features, outdoor kitchens with premium appliances, infinity-edge pools overlooking the water, and spa facilities integrated into the landscape design.

From a comparative Four Points perspective, North Yarrow Point competes directly with Medina's northern waterfront estates, Hunts Point's premiere properties, and Clyde Hill's most exclusive waterfront locations. The key differentiator is privacy density—Yarrow Point's smaller overall footprint and northern cove geography create arguably the most secluded waterfront positioning within the entire Four Points market. Buyers willing to pay $8M-$15M+ for waterfront often choose this area specifically for the enhanced privacy versus Medina's higher-profile, more visible estates.

The investment thesis for North Yarrow Point waterfront centers on irreplaceable scarcity. With the entire northern waterfront zone containing perhaps 20-30 total estates, and typical ownership timelines spanning 10-20+ years, these properties trade hands once in a generation. The 2024 market saw only 2-3 North Yarrow Point waterfront sales across the entire year—representing less than 10% inventory turnover. For qualified buyers seeking to enter this market, patience and off-market networking become essential, as many transactions never reach public MLS listings before finding buyers through private channels.

For buyers considering North Yarrow Point, working with a Four Points specialist who maintains established relationships within this ultra-exclusive community proves invaluable. Many of the most significant transactions occur off-market through trusted advisor networks, with sellers prioritizing privacy, discretion, and qualified buyer representation over maximum market exposure. The ability to access these opportunities before they become public information—or to approach current owners about potential off-market acquisitions—separates transactional agents from true Four Points luxury specialists.

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92nd Avenue NE Estates

92nd Avenue NE serves as Yarrow Point's primary north-south corridor, offering a strategic blend of waterfront properties, near-waterfront estates, and the community's most convenient access to downtown Bellevue and I-405. This unique positioning creates the most diverse inventory profile within Yarrow Point, attracting buyers across a wider price spectrum while maintaining the Four Points prestige and exclusivity that defines the entire community.

The 2024 sales data demonstrates the corridor's remarkable price diversity and transaction velocity. At the upper end, 4028 92nd Avenue NE sold for $8.525M—a stunning 6,992 square foot new construction estate representing one of Yarrow Point's most significant sales of the year. This property commanded $1,219 per square foot and required 91 days on market, reflecting the careful buyer consideration typical of properties approaching $10M. The contemporary architecture, premium finishes, and waterfront positioning exemplify the luxury new construction trend transforming select 92nd Avenue parcels.

Contrasting with the ultra-luxury new builds, 3822 92nd Avenue NE sold for $3.4M, representing a more accessible entry point to Yarrow Point waterfront living. This 2,270 square foot classic estate from 1948 commanded $1,497 per square foot—actually the highest price per square foot in this comparison—and took 71 days to sell. The transaction illustrates an important market dynamic: buyers targeting renovation opportunities or tear-down/rebuild potential often pay premium per-square-foot pricing for well-positioned waterfront lots, viewing the existing structure as secondary to the irreplaceable Lake Washington frontage.

What distinguishes 92nd Avenue NE from Points Drive or North Yarrow Point is the connectivity advantage and inventory diversity. The corridor provides direct 5-minute access to downtown Bellevue via a straight shot south on 92nd Avenue, connecting seamlessly with NE 8th Street and Bellevue's urban core. For Microsoft executives commuting to Redmond (10-15 minutes via SR-520) or Amazon leadership working in Bellevue, this location offers unmatched convenience without sacrificing Four Points exclusivity.

The architectural character along 92nd Avenue reflects Yarrow Point's evolution from 1940s-era lakeside retreats to ultra-modern luxury estates. Classic mid-century properties featuring post-and-beam construction, modest square footage (2,000-3,500 sq ft), and traditional Northwest aesthetics sit alongside contemporary new builds exceeding 6,000-7,500 square feet with floor-to-ceiling glass, smart home integration, and resort-style amenities. This architectural diversity creates opportunities for buyers seeking renovation projects, tear-down/rebuild potential, or move-in-ready modern luxury.

The buyer demographic for 92nd Avenue properties tends toward Microsoft and Amazon professionals, tech entrepreneurs, and affluent families prioritizing commute efficiency alongside waterfront lifestyle. Unlike North Yarrow Point's billionaire-level buyers or Points Drive's ultra-privacy-focused purchasers, 92nd Avenue attracts successful professionals with $5M-$25M net worth who value convenience and accessibility as much as prestige. Many buyers maintain active careers requiring frequent Bellevue/Redmond commutes and appreciate the corridor's connectivity.

Property lot configurations along 92nd Avenue vary significantly. Waterfront parcels typically range 12,000-20,000 square feet with 60-85 feet of linear lake frontage—slightly below the Yarrow Point average but still substantial by Lake Washington standards. Interior parcels (non-waterfront) often occupy 10,000-15,000 square feet, providing generous privacy and yard space while avoiding the waterfront premium. Some properties feature western lake exposure with open water views, while others face east toward interior Yarrow Point with territorial views across the peninsula.

Renovation and new construction activity along 92nd Avenue has accelerated significantly over the past 5-7 years. Several properties have undergone $2M-$4M comprehensive renovations transforming dated 1950s-1970s homes into contemporary showcases with chef's kitchens, spa-inspired bathrooms, wine cellars, home theaters, and outdoor living spaces with fire features and built-in grills. The tear-down/rebuild trend—exemplified by the $8.525M new construction sale—reflects strong buyer appetite for modern design and the economic viability of building new versus renovating in this price tier.

From a comparative Four Points perspective, 92nd Avenue NE offers more accessible pricing than Medina's Evergreen Point corridor or Hunts Point's waterfront estates, while maintaining comparable prestige and lake access. The $3.4M-$8.5M range creates opportunities for move-up buyers, first-time Four Points purchasers, and investors targeting renovation/rebuild projects. This positioning makes 92nd Avenue particularly attractive during market softening periods when Medina's $10M-$40M waterfront inventory sees extended days on market.

Amenities and lifestyle infrastructure enhance 92nd Avenue's appeal. Overlake Golf & Country Club is literally just down the street, offering golf, tennis, swimming, dining, and social programming for members. The 5-minute drive to The Shops at The Bravern, Bellevue Square, and Lincoln Square provides access to Hermès, Louis Vuitton, Restoration Hardware, Nordstrom, and dozens of acclaimed restaurants including Ascend Prime Steak, John Howie Steak, and Seastar Restaurant. Seattle-Tacoma International Airport is 25 minutes via I-405 southbound.

The investment thesis for 92nd Avenue properties centers on Four Points positioning at more accessible price points. While North Yarrow Point waterfront requires $8M-$15M+ budgets and Points Drive targets $4M-$13M buyers, 92nd Avenue accommodates qualified purchasers from $3.4M through $8.5M—opening Four Points exclusivity to a wider (though still highly qualified) buyer demographic. For buyers seeking Yarrow Point prestige with renovation upside or new construction opportunities, 92nd Avenue represents one of the community's most compelling value propositions.

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95th Avenue NE Luxury Corridor

95th Avenue NE has emerged as Yarrow Point's premier corridor for contemporary luxury construction and move-in-ready modern estates. Unlike areas dominated by 1950s-1970s traditional homes requiring renovation, this zone concentrates the community's newest inventory—properties built or comprehensively updated between 2017-2025 with cutting-edge design, smart home integration, and amenities that appeal to today's discerning tech executive buyers.

The 2024 sales data tells a compelling story of modern luxury and exceptional value retention. 3845 95th Avenue NE sold for $6.898M—a spectacular 5,643 square foot estate built in 2017 that commanded $1,222 per square foot. What makes this transaction particularly noteworthy is the rapid 2-day sale timeline and the fact that it sold at full asking price with no negotiation. This market response demonstrates extraordinary demand for properly priced, contemporary estates in Yarrow Point, where move-in-ready modern inventory remains scarce even within this luxury market.

Additional market activity reinforces 95th Avenue's appeal to contemporary-focused buyers. 4229 95th Avenue NE sold for $4.675M—a 5,200 square foot modern estate from 2018 featuring five bedrooms and nearly 5 baths. While this property required 228 days on market before finding its buyer, the extended timeline reflected initial overpricing rather than market weakness, with the final sale price representing strong value at $899 per square foot for a virtually new estate in the Four Points market.

At the more accessible end of the corridor, 4662 95th Avenue NE sold for $3.7M—a classic 1952 estate of 3,570 square feet that many buyers would view as a renovation opportunity or potential tear-down/rebuild project. The $1,036 per square foot pricing reflects the premium value buyers place on well-positioned 95th Avenue parcels, even when the existing structure doesn't meet modern luxury standards. These transactions underscore an important market dynamic: lot value often exceeds improvement value in Yarrow Point's ultra-luxury market.

The architectural character along 95th Avenue represents Yarrow Point's modern evolution. New construction and comprehensive renovations feature floor-to-ceiling glass walls maximizing natural light and territorial views, open-concept floor plans with 10-12 foot ceilings, chef's kitchens with Miele/Wolf/Sub-Zero appliances and oversized islands, primary suites spanning 800-1,200 square feet with spa bathrooms and private terraces, dedicated home offices with built-in millwork, wine cellars with climate control and tasting areas, home theaters with acoustic treatments and luxury seating, and smart home systems controlling lighting, climate, security, and audio-visual throughout.

The buyer demographic for 95th Avenue properties skews toward Microsoft and Amazon executives aged 35-55, tech entrepreneurs exiting successful ventures, and affluent families relocating from California, New York, or internationally who prioritize move-in-ready modern luxury over renovation projects. These buyers typically have $10M-$50M net worth, maintain demanding careers that don't allow time for construction management, and value contemporary aesthetics, energy efficiency, and integrated technology systems. Many are first-time Four Points buyers graduating from Bellevue condos or Eastside single-family neighborhoods.

Property configurations along 95th Avenue vary from near-waterfront to interior parcels. Lot sizes typically range 11,000-20,000 square feet, with the largest parcels offering waterfront or near-waterfront positioning. While few 95th Avenue properties feature direct lake frontage (that positioning concentrates along Points Drive and North Yarrow Point), many estates offer partial water views, territorial sightlines across Yarrow Point toward Lake Washington, or positions that provide exceptional privacy despite interior locations. The newer construction maximizes these views through strategic window placement and rooftop terraces.

Outdoor living spaces on 95th Avenue properties rival resort amenities. Common features include covered patios with built-in heaters and retractable screens, outdoor kitchens with premium grills and pizza ovens, fire features and conversation areas, infinity-edge pools (where terrain allows), sport courts and putting greens, and sophisticated landscape design incorporating native plantings, privacy hedges, and low-maintenance hardscaping. These outdoor environments extend usable living space year-round, capitalizing on the Pacific Northwest's mild climate and outdoor lifestyle culture.

From a comparative Four Points perspective, 95th Avenue offers the most contemporary inventory at prices below Medina and Hunts Point new construction. While Medina's newest estates often start at $8M-$15M+ and Hunts Point's modern waterfront properties command $10M-$25M, 95th Avenue delivers comparable construction quality and design sophistication in the $3.7M-$6.9M range. This value proposition makes the corridor particularly attractive during market cycles when buyers demonstrate price sensitivity despite maintaining luxury preferences.

The energy efficiency and sustainability features in newer 95th Avenue construction deserve special mention. Many 2017-2025 builds incorporate heat pump HVAC systems, high-performance windows and insulation, LED lighting throughout, solar panel infrastructure (or solar-ready electrical), electric vehicle charging in garages, and water-efficient landscaping systems. These features appeal to environmentally conscious luxury buyers and provide long-term operational cost advantages despite higher initial construction costs.

The investment thesis for 95th Avenue properties centers on move-in-ready modern inventory in an otherwise renovation-heavy market. With the majority of Yarrow Point's housing stock dating to 1940s-1990s construction, finding contemporary estates requiring zero immediate improvements proves challenging. 95th Avenue's concentration of 2017-2025 construction creates a unique opportunity for buyers seeking Four Points prestige without the time commitment, cost uncertainty, and lifestyle disruption of major renovations. As Yarrow Point's inventory continues aging, this corridor's modern estates should command premium appreciation compared to unrenovated traditional properties.

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East Yarrow Point Interior Estates

East Yarrow Point Interior Estates represent a strategic opportunity rarely discussed in Four Points conversations: access to Yarrow Point's prestige, privacy, and top-tier Bellevue School District without the waterfront premium. For sophisticated buyers who understand that Four Points addresses carry inherent value beyond lake frontage—and who prioritize lot size, privacy, and appreciation potential over direct water access—this zone offers compelling advantages that waterfront-focused competitors often overlook.

The 2024 market data reveals the value proposition clearly. 9107 NE 42nd Street sold for $5M—a substantial 5,540 square foot estate built in 1991 that commanded $902 per square foot. What makes this transaction particularly instructive is the 4-day sale timeline, demonstrating that properly priced interior properties in excellent condition attract immediate qualified buyer response. This wasn't a waterfront estate, yet it achieved a higher absolute sale price than several waterfront properties along South Yarrow Point, underscoring that condition, size, and positioning can outweigh water frontage in buyer decision-making.

The mathematical reality of waterfront versus interior pricing deserves quantification. Yarrow Point waterfront properties in 2024 averaged approximately $1,220-$2,680 per square foot depending on location, age, and condition. Interior properties like the NE 42nd Street sale commanded $900-$1,100 per square foot—representing a 20-35% discount for comparable quality and condition. For a 5,000 square foot estate, this translates to $1.5M-$3M in savings, capital that sophisticated buyers can redirect toward renovations, furnishings, or investment portfolios while still securing the Four Points address and community access.

What distinguishes East Yarrow Point interior properties from waterfront estates is the lot size and privacy advantage. Without the constraints of waterfront setbacks, shoreline regulations, and premium pricing that limits parcel size, interior properties often occupy 15,000-25,000+ square foot lots—providing expansive private grounds, mature landscaping buffers, and room for amenities like sport courts, pools, detached guest houses, and gardens that waterfront parcels cannot accommodate. For families with children, these larger yards offer play spaces, while lifestyle-focused buyers appreciate the room for outdoor entertainment and wellness facilities.

The architectural diversity in East Yarrow Point reflects multiple eras of Eastside luxury development. Classic 1970s-1980s estates feature the signature Pacific Northwest aesthetic with post-and-beam construction, vaulted ceilings with exposed timber, brick fireplaces, and generous square footage typically ranging 4,000-6,500 square feet. More recent construction from the 1990s-2000s introduced Tuscan-inspired architecture, French Provincial designs, and early Contemporary styles. Many properties represent exceptional renovation opportunities where buyers can create their ideal estate on a Four Points lot without the $2M-$4M waterfront land premium.

The buyer demographic for East Yarrow Point interior properties tends toward value-conscious luxury purchasers, families prioritizing schools and lot size over water views, and strategic investors targeting appreciation and renovation upside. These buyers understand that Yarrow Point's Four Points designation, 0.52 square mile scarcity, and Bellevue School District access create inherent value independent of waterfront positioning. Many are Microsoft or Amazon professionals with $5M-$15M net worth who've run the financial analysis and concluded that interior properties offer superior risk-adjusted returns versus waterfront estates.

The renovation and customization potential in East Yarrow Point deserves emphasis. A buyer acquiring an interior property for $3M-$4M can invest $1M-$2M in comprehensive renovations—creating a fully customized 5,000-7,000 square foot estate with chef's kitchen, spa bathrooms, home theater, wine cellar, and resort-style outdoor living—for a total investment of $4M-$6M. This same budget on a waterfront property might purchase a 2,500-3,500 square foot older home requiring similar renovation work, resulting in significantly less finished square footage and customization. For buyers prioritizing space and personalization over water frontage, the interior strategy delivers superior value.

School district considerations strongly favor East Yarrow Point for families. All Yarrow Point properties access the highly-rated Bellevue School District, with students typically attending Enatai Elementary, Chinook Middle School, and Bellevue High School—all ranking in the top tier of Washington state public schools. The larger lots common in interior properties provide safe, private yards for children, proximity to neighborhood friends (creating natural play communities), and room for outdoor play structures, sports practice, and family activities that waterfront properties' smaller lots and waterfront safety concerns complicate.

From a comparative Four Points perspective, East Yarrow Point interior estates offer entry-level Four Points pricing without compromising prestige. While Medina interior properties often start at $4M-$6M+, Hunts Point rarely offers non-waterfront inventory, and Clyde Hill interior estates command $3.5M-$7M, East Yarrow Point's $3M-$5M range provides the most accessible Four Points entry point. For buyers seeking the Four Points address, community association benefits, and future appreciation potential while managing current budget constraints, this positioning proves ideal.

The investment thesis for East Yarrow Point interior properties centers on Four Points scarcity arbitrage. With only 15 total Yarrow Point sales in 2024 and the community's fixed 0.52 square mile boundary preventing new development, all Yarrow Point properties—waterfront or interior—benefit from extreme supply constraints. As Seattle/Bellevue tech employment continues expanding, Microsoft and Amazon leadership networks densify, and ultra-high-net-worth migration to the Pacific Northwest accelerates, the Four Points address becomes increasingly valuable independent of specific property characteristics. Interior estates participate fully in this appreciation while avoiding the waterfront premium volatility that can see $15M properties correct to $10M during market softening.

For strategic buyers willing to look beyond waterfront obsession—and recognize that Yarrow Point's value derives from address prestige, community exclusivity, school access, Bellevue proximity, and irreplaceable scarcity rather than solely lake frontage—East Yarrow Point Interior Estates represent the Four Points market's best-kept secret. These properties rarely receive marketing attention, waterfront brokers often dismiss them, and many buyers never consider them despite compelling financial advantages. Working with a Four Points specialist who understands this strategic positioning—and can identify the highest-quality interior properties with renovation potential, superior lots, and optimal positioning—becomes essential for accessing these under-marketed opportunities.

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South Yarrow Point Waterfront

South Yarrow Point Waterfront occupies the community's southern shoreline along NE 34th through 38th Streets, offering classic Lake Washington waterfront character, proximity to Clyde Hill, and more accessible waterfront pricing than North Yarrow Point or Points Drive corridors. This zone appeals to buyers seeking authentic waterfront lifestyle, established neighborhood charm, and family-friendly positioning rather than record-breaking sales prices or billionaire-level privacy infrastructure.

The 2024 sales data demonstrates consistent market activity and value positioning. 9011 NE 34th Street sold for $3.47M—a 3,320 square foot waterfront estate from 1973 featuring five bedrooms across a well-maintained traditional design. This property commanded $1,045 per square foot and required just 26 days on market, illustrating strong buyer demand for properly priced South Yarrow Point waterfront. The relatively swift sale timeline—particularly compared to higher-priced North Yarrow Point properties that can require 3-12+ months—reflects this zone's appeal to a broader qualified buyer demographic.

Additional market transactions reinforce the value proposition. 9018 NE 38th Place sold for $3.2M, a 2,900 square foot waterfront home from 1970 that moved in just 19 days at $1,103 per square foot. The rapid sale velocity demonstrates that waterfront properties under $3.5M attract immediate attention from buyers who've been priced out of Medina's $8M-$40M waterfront market but refuse to compromise on Four Points exclusivity and Lake Washington access. These buyers understand that South Yarrow Point delivers comparable waterfront lifestyle at a fraction of the cost.

What distinguishes South Yarrow Point from northern waterfront zones is the established neighborhood character and family-friendly positioning. The southern corridor developed primarily during the 1950s-1970s boom in Eastside waterfront construction, creating a cohesive architectural aesthetic of traditional Northwest homes with characteristic features: low-pitched roofs, horizontal orientations, extensive use of natural wood and stone, floor-to-ceiling windows capturing water views, and thoughtful integration with mature landscaping. Walking the South Yarrow Point shoreline feels like stepping back to an era when Lake Washington waterfront represented family recreation rather than billionaire status symbols.

The waterfront characteristics along South Yarrow Point offer genuine recreational appeal for active families and water enthusiasts. Properties typically feature 60-80 feet of linear lake frontage with private docks accommodating boats up to 30-40 feet, gradual beach slopes ideal for children's water play and kayak launching, protected swimming areas with sand or gravel beaches, and mature shoreline vegetation providing privacy from passing boat traffic. Unlike some ultra-luxury waterfront corridors where docks remain empty and beaches unused—treated as visual amenities rather than functional recreation—South Yarrow Point families actively use their waterfront for summer swimming, paddleboarding, fishing, and family boating.

The buyer demographic for South Yarrow Point waterfront skews toward families with school-age children, Microsoft/Amazon professionals aged 35-50, and move-up buyers graduating from Bellevue neighborhoods like Enatai, Somerset, or Newport Hills. These buyers typically have $5M-$15M net worth, maintain demanding careers requiring Bellevue/Redmond commutes, and prioritize waterfront lifestyle, top-tier schools, and family-appropriate positioning over the extreme privacy and pricing of North Yarrow Point estates. Many are first-time waterfront purchasers excited about lake recreation rather than jaded ultra-wealthy buyers collecting properties.

The renovation opportunity in South Yarrow Point deserves emphasis for strategic buyers. The concentration of 1950s-1970s construction means virtually every property offers significant renovation or rebuild potential. A buyer acquiring a $3M-$3.5M waterfront property on a prime southern shore lot can invest $1.5M-$2.5M in comprehensive renovation or complete teardown/rebuild, creating a contemporary 4,000-5,500 square foot estate with modern systems, finishes, and design for a total investment of $4.5M-$6M. This same budget in Medina or Hunts Point might only secure an unrenovated older waterfront home without capital remaining for improvements.

The proximity to Clyde Hill creates interesting strategic advantages. South Yarrow Point's southern boundary directly adjoins Clyde Hill's northern edge, placing properties within 2-3 minutes of Overlake Golf & Country Club, The Bellevue Club, and Clyde Hill's commercial amenities along Bellevue Way NE. This positioning offers convenience advantages over North Yarrow Point properties, which require traversing the entire 0.52 square mile peninsula to access similar services. For buyers prioritizing daily convenience alongside waterfront lifestyle, South Yarrow Point's southern location proves optimal.

School considerations strongly favor South Yarrow Point for families with children. The southern location provides shortest commute times to Enatai Elementary, Chinook Middle School, and Bellevue High School—all highly-rated Bellevue School District institutions. The established neighborhood character creates natural peer communities where children form lasting friendships, participate in informal summer lake activities, and grow up with built-in social networks. This childhood experience—increasingly rare in ultra-luxury markets dominated by investment properties and part-time residents—adds intangible value that families recognize and pay premiums to secure.

From a comparative Four Points perspective, South Yarrow Point offers the most accessible waterfront entry point across all four communities. Medina waterfront starts at $8M-$10M+ with most properties exceeding $15M. Hunts Point waterfront rarely trades below $7M-$10M. Clyde Hill's limited waterfront inventory typically commands $5M-$12M+. South Yarrow Point's $3M-$4.7M range represents a 40-60% discount to comparable Four Points waterfront while delivering identical Lake Washington access, similar school districts, and comparable prestige among informed luxury buyers who understand geographic nuance.

The investment thesis for South Yarrow Point waterfront centers on Four Points waterfront access at prices that allow for comprehensive renovation or rebuild. As Medina, Hunts Point, and Clyde Hill waterfront inventory increasingly exceeds $10M-$15M+—pricing out even affluent tech professionals—South Yarrow Point represents the last accessible Four Points waterfront opportunity. The combination of sub-$4M acquisition costs, strong renovation economics, authentic waterfront functionality, and Four Points appreciation dynamics creates a compelling value proposition for buyers willing to manage renovation timelines in exchange for long-term positioning and lifestyle quality. For families seeking waterfront living that children will actually use and enjoy—rather than trophy properties for status signaling—South Yarrow Point delivers unmatched Four Points value.

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91st Avenue NE Waterfront & Estates

91st Avenue NE represents Yarrow Point's quietest residential corridor—a tree-lined avenue offering a mix of waterfront and near-waterfront estates where established charm, renovation opportunity, and value positioning create compelling opportunities for strategic buyers. Unlike the high-profile Points Drive or the modern luxury concentration along 95th Avenue, this zone maintains an understated elegance that appeals to buyers seeking Four Points prestige without the visibility and pricing that accompany premier addresses.

The 2024 sales activity illustrates the corridor's market positioning and buyer response. 3621 91st Avenue NE sold for $4.2M—a 3,827 square foot estate from 1964 featuring four bedrooms and traditional Northwest architecture. What makes this transaction particularly noteworthy is the exceptional 2-day sale timeline and the slight premium over asking price ($4.195M ask, $4.2M close), demonstrating that quality properties in excellent condition attract immediate competitive interest even along quieter corridors. The $1,097 per square foot pricing reflects strong value for a well-maintained Four Points property.

The corridor also demonstrates renovation value dynamics through transactions like 4662 95th Avenue NE (technically at the 91st Avenue intersection), which sold for $3.7M. This 3,570 square foot property from 1952 commanded $1,036 per square foot despite its age, with the 119-day marketing period reflecting buyer evaluation of renovation scope versus the value of the underlying lot and Four Points positioning. Many buyers view such properties as lot-value acquisitions where the existing structure provides optionality—either comprehensive renovation or teardown/rebuild depending on budget, timeline, and design preferences.

What distinguishes 91st Avenue from Yarrow Point's higher-profile corridors is the residential tranquility and established neighborhood character. The avenue doesn't serve as a through-route like 92nd Avenue, doesn't command the waterfront premium of Points Drive, and doesn't showcase the modern construction concentration of 95th Avenue. Instead, it offers a quiet, tree-canopied environment where homes sit on generous lots with mature landscaping, properties change hands infrequently, and long-term ownership patterns create stable neighborhood dynamics. This appeals to buyers seeking privacy, calm, and community continuity rather than visibility or status signaling.

The architectural character along 91st Avenue reflects mid-century Northwest design with varied interpretations. Classic 1950s-1960s ranches feature single-level layouts with attached garages, brick or wood exteriors, and modest square footage (2,500-3,500 sq ft). Traditional two-story colonials from the 1970s-1980s offer more formal floor plans with defined living/dining rooms, family rooms, and 3,500-4,500 square feet. A few properties showcase Northwest Contemporary design with post-and-beam construction, vaulted ceilings, and expansive windows. The architectural diversity creates renovation opportunities across varied aesthetic preferences.

The buyer demographic for 91st Avenue properties tends toward value-conscious luxury purchasers, renovation investors, and long-term-hold families who prioritize Four Points address and appreciation potential over immediate turnkey perfection. These buyers understand that Yarrow Point's scarcity (only 15 sales in 2024), Four Points designation, and Bellevue School District access create inherent value independent of property condition. They're willing to manage renovation timelines, coordinate contractor relationships, and invest capital in comprehensive improvements in exchange for acquiring Four Points real estate at prices $1M-$3M below comparable move-in-ready properties.

The renovation economics on 91st Avenue deserve detailed analysis for strategic buyers. A property acquired at $3M-$3.7M typically sits on a 12,000-18,000 square foot lot worth $2M-$2.5M+ based on Yarrow Point land values. This means buyers are effectively paying $500K-$1.2M for an existing 2,500-3,800 square foot structure that may be functionally obsolete but provides immediate occupancy during planning and permits. A $1.5M-$2M renovation can create a fully customized 4,000-5,500 square foot contemporary estate for a total investment of $4.5M-$5.7M—often $2M-$4M less than comparable new construction on Points Drive or 95th Avenue while achieving identical quality and finishes.

The lot characteristics along 91st Avenue frequently offer superior privacy and usable outdoor space compared to waterfront parcels. Interior and near-waterfront lots avoid the shoreline setback restrictions, critical area buffers, and steep waterfront topography that limit outdoor living space on lake-side properties. Buyers can develop expansive patios, pools, sport courts, gardens, and outdoor entertainment areas impossible on many waterfront lots. For families with children or lifestyle buyers prioritizing outdoor amenities over direct lake access, this positioning provides functional advantages that waterfront properties cannot match.

From a comparative Four Points perspective, 91st Avenue offers the most compelling renovation value proposition. Medina's renovation opportunities typically require $5M-$8M+ acquisitions before renovation budgets. Hunts Point rarely offers fixer properties given the community's small size and long-term ownership patterns. Clyde Hill's renovation targets often exceed $4M-$6M acquisition costs. 91st Avenue's $3M-$4.2M price points allow buyers to acquire Four Points properties, invest $1.5M-$2M in comprehensive renovations, and achieve total investments of $4.5M-$6.2M—creating fully renovated estates at prices comparable to unrenovated waterfront properties elsewhere in the Four Points market.

The strategic timing consideration for 91st Avenue acquisitions involves market cycle positioning and contractor availability. During strong markets when waterfront properties command peak pricing and contractor backlogs extend 12-18+ months, renovation strategies become less attractive—acquisition savings get consumed by inflated construction costs and extended timelines. However, during market softening when seller motivation increases, contractor capacity opens up, and material costs stabilize, the renovation economics become exceptionally compelling. Sophisticated buyers often target 91st Avenue properties during these market windows, acquiring at favorable pricing with the financial flexibility to wait out construction timelines.

The investment thesis for 91st Avenue Waterfront & Estates centers on Four Points positioning at value pricing with massive customization potential. For buyers who don't require immediate occupancy, can manage renovation timelines, and possess the sophistication to coordinate high-end construction, this corridor offers extraordinary opportunity. The combination of established Four Points address, strong underlying land values, renovation flexibility, and acquisition pricing $1M-$3M below comparable renovated properties creates a value arbitrage rarely found in ultra-luxury markets. As Yarrow Point's inventory continues aging and new construction costs escalate, the financial logic of 91st Avenue renovation strategies becomes increasingly compelling for strategic, patient buyers willing to create exactly the estate they envision rather than compromising on existing inventory.

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Yarrow Bay Gated Communities

Yarrow Bay Gated Communities represent the ultimate fusion of Four Points waterfront prestige and institutional-grade security—a rare positioning within the already exclusive Yarrow Point market. While Yarrow Point itself offers exceptional privacy through its 0.52 square mile footprint and limited access points, gated communities within the peninsula add additional layers of controlled access, surveillance, and privacy protocols that appeal to ultra-high-net-worth individuals, celebrities, tech executives, and families prioritizing maximum security alongside waterfront luxury.

The 2024 market data reveals the premium pricing and buyer intensity for gated waterfront properties. 9001 NE 40th Place sold for $8.5M—a 3,651 square foot contemporary estate commanding an extraordinary $2,328 per square foot, the highest price per square foot in all of Yarrow Point for 2024. The property's remarkable 8-day sale timeline demonstrates that properly positioned gated waterfront properties attract immediate attention from qualified buyers who've been searching specifically for this security-enhanced positioning. These aren't casual luxury shoppers—they're buyers with specific privacy and security requirements who move decisively when ideal properties emerge.

What distinguishes Yarrow Bay gated properties from open-access Yarrow Point waterfront is the protected bay geography and enhanced privacy infrastructure. Yarrow Bay—forming Yarrow Point's eastern shoreline—offers calmer, more protected water compared to the open Lake Washington exposure along Points Drive or North Yarrow Point. The bay positioning reduces boat wake, provides more stable moorage conditions for yachts and watercraft, and creates natural privacy from passing lake traffic. Combined with gated access control, these properties offer sanctuary-level seclusion rarely achievable even in elite waterfront markets.

The security infrastructure in Yarrow Bay gated communities typically includes controlled gate access with guard stations or keypad/remote systems, perimeter fencing and strategic landscaping barriers, sophisticated surveillance systems with camera coverage, private street layouts with limited access points, and community protocols for visitor management and service provider access. Some properties add individual estate-level security with additional gates, intercoms, and monitoring systems. This multi-layered approach creates security profiles comparable to celebrity compounds in Beverly Hills, Miami Beach, or Malibu.

The buyer demographic for Yarrow Bay gated properties skews heavily toward C-suite executives at Microsoft, Amazon, and other tech giants; tech entrepreneurs post-exit with significant liquidity; celebrities and public figures seeking privacy; international buyers familiar with gated community living; and ultra-high-net-worth families with security concerns related to wealth visibility. These buyers typically have $25M-$500M+ net worth and view the gated community premium—often $1M-$2M above comparable non-gated waterfront—as essential rather than optional. Security isn't a luxury for this demographic; it's a baseline requirement.

The waterfront characteristics along Yarrow Bay offer functional advantages beyond security. The protected bay waters create ideal conditions for yacht moorage, with less wave action, reduced weather exposure, and more stable docking compared to open Lake Washington frontage. Many Yarrow Bay properties feature deep-water moorage accommodating vessels 50-80+ feet, with protected slips, boat lifts, and covered dock structures. The calmer waters also prove superior for paddleboarding, kayaking, and swimming—activities that open-lake exposure can make challenging during windy conditions or high boat traffic periods.

The architectural character in Yarrow Bay gated communities reflects contemporary luxury design with privacy-focused positioning. Unlike historic Four Points estates built for waterfront visibility and view maximization, newer gated construction emphasizes strategic window placement, privacy landscaping, and architectural elements that create visual barriers from neighboring properties while maintaining water views. Common features include courtyard entry designs that shield main living spaces from street view, privacy walls and strategic evergreen plantings, window placement emphasizing water views while limiting neighbor sightlines, and automated systems for gates, lighting, and security that minimize staff/service provider access requirements.

The community dynamics within Yarrow Bay gated developments merit consideration. Gated communities create natural social networks among residents with shared security interests, similar privacy values, and comparable wealth levels. Many developments host informal social events, coordinate security protocols, and develop community guidelines that enhance livability while preserving privacy. For buyers relocating from international markets or other U.S. regions where gated communities represent standard luxury housing, this familiar structure eases the transition to Pacific Northwest living.

From a comparative Four Points perspective, Yarrow Bay gated properties compete directly with Medina's most secure estates, Hunts Point's controlled-access properties, and Clyde Hill's gated developments. The key differentiator is pricing accessibility—while Medina gated waterfront typically starts at $10M-$15M+ and Hunts Point's limited gated inventory rarely trades below $12M-$20M, Yarrow Bay gated properties span $3M-$8.5M+. This range makes security-enhanced Four Points waterfront accessible to a broader qualified buyer pool, particularly appealing to tech executives and entrepreneurs with $10M-$50M net worth versus the billionaire-level wealth Medina's highest-security properties require.

The lifestyle amenities surrounding Yarrow Bay properties enhance daily living quality. Overlake Golf & Country Club sits just down the street, providing world-class golf, tennis, fitness facilities, dining, and social programming for members. The proximity to downtown Bellevue (7-10 minutes) places residents near The Shops at The Bravern, Bellevue Square, and acclaimed restaurants while maintaining maximum separation from urban density. Private schools including The Overlake School and Eastside Preparatory are within 10-15 minutes, complementing the excellent Bellevue School District public options.

The investment thesis for Yarrow Bay Gated Communities centers on security-enhanced Four Points positioning at pricing below Medina/Hunts Point equivalents. As wealth concentration in the Seattle/Bellevue region intensifies—driven by tech IPOs, successful exits, and executive compensation packages routinely exceeding $5M-$20M+ annually—demand for secure, private, waterfront estates continues expanding. The fixed supply of gated waterfront properties (perhaps 10-20 estates across all Yarrow Bay developments) combined with growing qualified buyer demand creates exceptional appreciation dynamics. For buyers prioritizing security, privacy, and protected waterfront over the status signaling of Medina addresses or Hunts Point's billionaire enclave positioning, Yarrow Bay gated properties offer the Four Points market's most compelling security-luxury value proposition.

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Yarrow Point Area Comparison

Compare Yarrow Point's exclusive waterfront corridors and luxury estate zones to find your ideal Four Points positioning

Area / Zone	Price Range	Waterfront Type	Key Features	Ideal For
Points Drive Waterfront Estates →	$4M–$13M+	Prime Western Shore	Sunset views, direct lake access, longest linear frontage, prestigious addresses	Tech executives seeking premiere waterfront with Seattle views
North Yarrow Point Waterfront →	$5M–$13M+	Protected Northern Coves	Highest Yarrow Point sales, maximum privacy, estate-sized lots, record pricing	Ultra-wealthy buyers prioritizing privacy and seclusion over visibility
92nd Avenue NE Estates →	$3.4M–$8.5M	Waterfront + Near-Waterfront	5-min Bellevue access, diverse inventory, new construction + renovation options	Professionals prioritizing commute convenience alongside Four Points prestige
95th Avenue NE Luxury Corridor →	$3.7M–$6.9M	Near-Waterfront + Interior	Modern estate concentration, 2017-2025 construction, move-in-ready luxury	Tech buyers seeking contemporary design without renovation timelines
East Yarrow Point Interior Estates →	$3M–$5M	Interior (Non-Waterfront)	Large lots, Four Points entry pricing, privacy without waterfront premium	Families prioritizing schools, lot size, and Four Points address over water views
South Yarrow Point Waterfront →	$3M–$4.7M	Southern Lake Shore	Classic lakefront character, family-friendly beaches, Clyde Hill proximity	Active families seeking authentic waterfront recreation at accessible pricing
91st Avenue NE Waterfront & Estates →	$3M–$4.7M	Mixed Waterfront + Interior	Quiet residential character, renovation potential, value positioning	Strategic buyers targeting renovation upside and long-term Four Points appreciation
Yarrow Bay Gated Communities →	$3M–$8.5M+	Protected Eastern Bay	Gate security, calmer bay waters, maximum privacy, controlled access	Security-conscious UHNW individuals, celebrities, and privacy-focused executives

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Call 425-941-8688 Email Freddy

Freddy Delgadillo | Realogics Sotheby's International Realty
10237 Main Street, Bellevue, WA 98004
Certified Luxury Home Marketing Specialist (CLHMS) | Certified Residential Specialist (CRS)

25+ Years Four Points & Eastside Ultra-Luxury Expertise | Bilingual English/Spanish